HR 5498 — 119th Congress

Small Business Health Options Awareness Act of 2025

Introduced Sep 18, 2025 Open for voting
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Core Policy Mechanism Top 1

SBA ICHRA Outreach and Information Dissemination Mandate

Requires the Administrator of the Small Business Administration (SBA) to disseminate federally developed information about individual coverage health reimbursement arrangements to small businesses through small business development centers, district offices, and the SBA's broader communications channels including social media, press releases, and its website.

  • Population Scope Medium The mandate directly reaches small business concerns nationwide — a broad class of entities, but a subset of all U.S. businesses, not the general public.
  • Budgetary Magnitude Low No funds are authorized or appropriated; the bill directs the Small Business Administration (Administrator of the Small Business Administration (SBA)) to use existing outreach infrastructure at no specified cost.
  • Legal / Regulatory Depth Medium Creates a new statutory duty on SBA Administrator to disseminate and publish specific information — a new procedural obligation binding agency conduct rather than altering substantive rights or prohibitions across the regulated population.
  • Degree of Discretion Granted Medium The 'shall disseminate' and 'shall include' language removes discretion over whether to act, but the Administrator retains judgment in selecting which agencies qualify as 'appropriate Federal agencies' and how content is presented.
  • Implementation & Enforcement Burden Low The bill imposes no new enforcement mechanism, penalty, or compliance obligation on any party outside SBA — the burden is limited to an internal administrative information-sharing duty.
  • Temporal Commitment High Persists indefinitely until Congress acts to repeal it.
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Summary

This bill requires the Administrator of the Small Business Administration (SBA) to disseminate information about individual coverage health reimbursement arrangements (ICHRAs) to small businesses through small business development centers and SBA district offices. SBA must also incorporate this information into its broader outreach and communications channels, including social media, press releases, and its website. The bill draws on information developed by relevant federal agencies including the Treasury, the Department of Health and Human Services (HHS), and the Department of Labor (DOL).

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Version Event Date User support Your vote Roll calls
Original
Initial publication
Sep 18, 2025
Sep 18, 2025 No votes yet

Core Policy Mechanism Top 1

SBA ICHRA Outreach and Information Dissemination Mandate

Requires the Administrator of the Small Business Administration (SBA) to disseminate federally developed information about individual coverage health reimbursement arrangements to small businesses through small business development centers, district offices, and the SBA's broader communications channels including social media, press releases, and its website.

  • Population Scope Medium The mandate directly reaches small business concerns nationwide — a broad class of entities, but a subset of all U.S. businesses, not the general public.
  • Budgetary Magnitude Low No funds are authorized or appropriated; the bill directs the Small Business Administration (Administrator of the Small Business Administration (SBA)) to use existing outreach infrastructure at no specified cost.
  • Legal / Regulatory Depth Medium Creates a new statutory duty on SBA Administrator to disseminate and publish specific information — a new procedural obligation binding agency conduct rather than altering substantive rights or prohibitions across the regulated population.
  • Degree of Discretion Granted Medium The 'shall disseminate' and 'shall include' language removes discretion over whether to act, but the Administrator retains judgment in selecting which agencies qualify as 'appropriate Federal agencies' and how content is presented.
  • Implementation & Enforcement Burden Low The bill imposes no new enforcement mechanism, penalty, or compliance obligation on any party outside SBA — the burden is limited to an internal administrative information-sharing duty.
  • Temporal Commitment High Persists indefinitely until Congress acts to repeal it.
No signal yet

Core Policy Mechanism

SBA ICHRA Outreach and Information Dissemination Mandate