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Regulatory or Legal Changes Top 5
Free tenant screening report for rental applicants
Amends federal credit reporting law to require consumer reporting agencies to give renters a free copy of their screening report whenever a landlord pulls it during a rental application, improving transparency in the rental housing market. Amends federal credit reporting law to prohibit consumer reporting agencies from including eviction filings or judgments in a renter's report when the court ruled in the tenant's favor, preventing adverse housing consequences from cases the tenant won.
- Population Scope High Rental applicants constitute a very large share of the adult population — tens of millions of households rent or seek to rent annually — and all are directly affected by both the disclosure right and the reporting prohibition.
- Budgetary Magnitude Low No federal funds are authorized or appropriated; compliance costs fall on consumer reporting agencies as a private-sector obligation.
- Legal / Regulatory Depth High Amends the Fair Credit Reporting Act (FCRA) to create a new enforceable private right to a free screening report and a binding prohibition on reporting tenant-favorable eviction outcomes — two substantive changes to existing federal consumer protection law.
- Degree of Discretion Granted Low Both duties are mandatory with no agency waiver authority or flexibility in implementation — consumer reporting agencies must provide the report and must exclude tenant-favorable judgments.
- Implementation & Enforcement Burden Medium Consumer reporting agencies must build systems to identify and suppress tenant-favorable eviction outcomes and to distribute reports at point of landlord inquiry, creating an ongoing affirmative compliance obligation enforced through existing FCRA machinery.
- Temporal Commitment High FCRA amendments take effect upon enactment with no sunset and persist indefinitely until Congress acts to reverse them.
No signal yet
Core Policy Mechanism Top 5
Emergency eviction prevention assistance grants
Establishes a federal competitive grant program giving state, local, tribal, and territorial governments money to provide rent, utility, deposit, and housing stabilization help to very low-income households facing eviction, with caps on assistance duration, administrative costs, and service costs.
- Population Scope Medium Targets very low-income households facing eviction — a meaningful but bounded share of the population — along with the state, local, tribal, and territorial governments and nonprofits administering funds.
- Budgetary Magnitude High Establishes a recurring competitive grant program requiring ongoing federal appropriations, with at least $10 million explicitly reserved from FY 2027 for evaluation alone and open-ended sums authorized for the assistance program itself.
- Legal / Regulatory Depth High Creates a new statutory grant regime with binding eligibility criteria, duration caps, cost-cap limits, and subgrant authority — new enforceable entitlements and obligations for grantees and eligible households.
- Degree of Discretion Granted Medium The Secretary of Department of Housing and Urban Development (HUD) must award grants competitively under defined criteria but retains discretion to develop evaluation criteria in consultation with other agencies and to approve additional eligible entities for subgrants.
- Implementation & Enforcement Burden Medium Grantees face affirmative compliance obligations including cost-cap adherence, eligibility verification, and reporting; administering a competitive multi-tier grant program across thousands of potential applicants imposes recurring adjudicative load on HUD.
- Temporal Commitment High The grant program carries no sunset or fixed end date and continues to bind future Congresses and the executive branch indefinitely absent affirmative repeal.
No signal yet
Core Policy Mechanism Top 5
National eviction database at HUD
Requires the Department of Housing and Urban Development (HUD) to build and maintain a national eviction database within one year, tracking detailed data on individual eviction cases, tenant demographics, landlord information, case outcomes, and aggregate eviction statistics nationwide.
- Population Scope Medium Directly affects courts, housing agencies, and researchers nationwide who must supply or use data, but does not directly touch individual renters or landlords as a regulated population.
- Budgetary Magnitude Medium No specific dollar amount is authorized in this section; building and maintaining a national database at the Department of Housing and Urban Development (HUD) implies recurring federal appropriations of uncertain but meaningful scale.
- Legal / Regulatory Depth High Creates a new statutory mandate requiring HUD to establish a permanent national database with defined data fields, security requirements, and a one-year deadline — a new affirmative federal duty with no prior statutory analog.
- Degree of Discretion Granted Medium The Secretary of HUD is directed by 'shall' language to establish the database but retains discretion over data security design, the specific fields collected, and the mechanisms for obtaining data from courts and housing entities.
- Implementation & Enforcement Burden Medium Requires HUD to stand up new data infrastructure and coordinate ongoing data collection from courts and housing agencies across federal, state, and local levels, creating a sustained administrative compliance obligation.
- Temporal Commitment High The database mandate carries no sunset or reauthorization trigger and persists indefinitely until Congress acts to repeal it.
No signal yet
Carve-outs, Exemptions, Eligibility Top 5
Exception for periods of high unemployment, emergency, or major disaster
Financial assistance under a program established under this section shall be provided to an eligible household for arrears and for a period not to exceed 12 months, except that grantees may provide assistance for an additional 3 months only if necessary to ensure housing stability for the eligible…
- Population Scope Medium Applies to very low-income households in jurisdictions experiencing elevated unemployment or a declared disaster — a meaningful but conditional subset of the already-targeted assistance population.
- Budgetary Magnitude Medium Tripling the assistance cap from 4 to 12 months during qualifying periods significantly raises potential grant expenditures above the baseline program level, though the total depends on future unemployment conditions and disaster declarations.
- Legal / Regulatory Depth Medium Modifies the duration limits within the existing grant program by attaching a conditional trigger — not a new statutory mandate but a binding procedural rule governing when the higher cap applies.
- Degree of Discretion Granted Low The 12-month cap activates automatically when unemployment or disaster thresholds are met; grantees have limited discretion only in choosing whether to offer the optional 3-month extension within that cap.
- Implementation & Enforcement Burden Low Grantees must track qualifying trigger conditions and adjust assistance durations accordingly, adding modest administrative complexity to an already-existing compliance regime rather than creating new enforcement infrastructure.
- Temporal Commitment High The exception is embedded in the permanent grant program with no sunset and remains operative indefinitely whenever statutory trigger conditions are met.
No signal yet
Carve-outs, Exemptions, Eligibility Top 5
Landlord lawful eviction rights and Fair Housing Act standards preserved
Clarifies that the Act does not restrict landlords from filing or executing lawful evictions for legitimate reasons, and does not change the legal standards used to determine violations of the Fair Housing Act.
- Population Scope Medium Directly affects all landlords who might otherwise face Act-based restrictions on lawful evictions, and courts interpreting the Act's scope — a broad but legally bounded class rather than the general renting public.
- Budgetary Magnitude Low No funds are authorized, appropriated, or constrained by this rule of construction.
- Legal / Regulatory Depth Medium Functions as a statutory rule of construction constraining how courts and agencies interpret the Act's reach — a procedural limit on interpretive authority rather than a new substantive right or prohibition.
- Degree of Discretion Granted Low Forecloses interpretive discretion by explicitly excluding lawful evictions and Fair Housing Act (FHA) standards from the Act's reach, leaving no agency or judicial flexibility on those points.
- Implementation & Enforcement Burden Low Imposes no new compliance requirements on any party; operates solely as a limiting interpretive clause for courts and agencies.
- Temporal Commitment High As a rule of construction with no expiry or reauthorization trigger, it binds interpretation of the Act indefinitely until Congress repeals or modifies it.
No signal yet
Core Policy Mechanism
Grant program for eviction diversion and community courts
Creates a federal grant program funding state and local eviction diversion programs and landlord-tenant community courts with social services support, aiming to resolve disputes without formal eviction. Requires applicants to match grant funds dollar-for-dollar.
No signal yet
Funding / Appropriations
Grants to collect illegal eviction data
Authorizes a new grant program through which the Department of Housing and Urban Development (HUD) funds local governments and nonprofits to collect data on illegal evictions from landlords, funded for fiscal years 2027 through 2031.
No signal yet
Core Policy Mechanism
Advisory Committee on Eviction Research
Creates a 16-member federal advisory committee at the Department of Housing and Urban Development (HUD) to guide the national eviction database, develop a research agenda on eviction causes, and disseminate effective policies, with authority to hire staff and accept gifts.
No signal yet
Core Policy Mechanism
Grant program for eviction diversion and community courts
Creates a federal grant program funding state and local eviction diversion programs and landlord-tenant community courts with social services support, aiming to resolve disputes without formal eviction. Requires applicants to match grant funds dollar-for-dollar.
No signal yet
Funding / Appropriations
Grants to collect illegal eviction data
Authorizes a new grant program through which the Department of Housing and Urban Development (HUD) funds local governments and nonprofits to collect data on illegal evictions from landlords, funded for fiscal years 2027 through 2031.
No signal yet
Core Policy Mechanism
Advisory Committee on Eviction Research
Creates a 16-member federal advisory committee at the Department of Housing and Urban Development (HUD) to guide the national eviction database, develop a research agenda on eviction causes, and disseminate effective policies, with authority to hire staff and accept gifts.
No signal yet
Summary
The Eviction Crisis Act of 2026 addresses the nationwide eviction crisis by creating new federal programs, databases, and legal protections aimed at keeping renters in their homes and reducing housing instability. Among other elements, the bill * establishes a national eviction database at the Department of Housing and Urban Development (HUD) to track detailed data on eviction cases across the country; * creates a competitive grant program to fund eviction diversion programs and landlord-tenant community courts at the state and local level; * launches an emergency financial assistance grant program for very low-income households at risk of eviction or homelessness; * amends the Fair Credit Reporting Act (FCRA) to give renters a free copy of their tenant screening report and block favorable eviction outcomes from appearing on those reports; * and establishes an advisory Committee on Eviction Research to guide research and policy on eviction causes and solutions.
AI-generated summary, pending human review.
| Version | Event | Date | User support | Your vote | Roll calls |
|---|---|---|---|---|---|
| Original |
Initial publication
Sep 24, 2026
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Sep 24, 2026 | No votes yet | — | — |
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Regulatory or Legal Changes Top 5
Free tenant screening report for rental applicants
Amends federal credit reporting law to require consumer reporting agencies to give renters a free copy of their screening report whenever a landlord pulls it during a rental application, improving transparency in the rental housing market. Amends federal credit reporting law to prohibit consumer reporting agencies from including eviction filings or judgments in a renter's report when the court ruled in the tenant's favor, preventing adverse housing consequences from cases the tenant won.
- Population Scope High Rental applicants constitute a very large share of the adult population — tens of millions of households rent or seek to rent annually — and all are directly affected by both the disclosure right and the reporting prohibition.
- Budgetary Magnitude Low No federal funds are authorized or appropriated; compliance costs fall on consumer reporting agencies as a private-sector obligation.
- Legal / Regulatory Depth High Amends the Fair Credit Reporting Act (FCRA) to create a new enforceable private right to a free screening report and a binding prohibition on reporting tenant-favorable eviction outcomes — two substantive changes to existing federal consumer protection law.
- Degree of Discretion Granted Low Both duties are mandatory with no agency waiver authority or flexibility in implementation — consumer reporting agencies must provide the report and must exclude tenant-favorable judgments.
- Implementation & Enforcement Burden Medium Consumer reporting agencies must build systems to identify and suppress tenant-favorable eviction outcomes and to distribute reports at point of landlord inquiry, creating an ongoing affirmative compliance obligation enforced through existing FCRA machinery.
- Temporal Commitment High FCRA amendments take effect upon enactment with no sunset and persist indefinitely until Congress acts to reverse them.
No signal yet
Regulatory or Legal Changes
Free tenant screening report for rental applicants
Core Policy Mechanism Top 5
Emergency eviction prevention assistance grants
Establishes a federal competitive grant program giving state, local, tribal, and territorial governments money to provide rent, utility, deposit, and housing stabilization help to very low-income households facing eviction, with caps on assistance duration, administrative costs, and service costs.
- Population Scope Medium Targets very low-income households facing eviction — a meaningful but bounded share of the population — along with the state, local, tribal, and territorial governments and nonprofits administering funds.
- Budgetary Magnitude High Establishes a recurring competitive grant program requiring ongoing federal appropriations, with at least $10 million explicitly reserved from FY 2027 for evaluation alone and open-ended sums authorized for the assistance program itself.
- Legal / Regulatory Depth High Creates a new statutory grant regime with binding eligibility criteria, duration caps, cost-cap limits, and subgrant authority — new enforceable entitlements and obligations for grantees and eligible households.
- Degree of Discretion Granted Medium The Secretary of Department of Housing and Urban Development (HUD) must award grants competitively under defined criteria but retains discretion to develop evaluation criteria in consultation with other agencies and to approve additional eligible entities for subgrants.
- Implementation & Enforcement Burden Medium Grantees face affirmative compliance obligations including cost-cap adherence, eligibility verification, and reporting; administering a competitive multi-tier grant program across thousands of potential applicants imposes recurring adjudicative load on HUD.
- Temporal Commitment High The grant program carries no sunset or fixed end date and continues to bind future Congresses and the executive branch indefinitely absent affirmative repeal.
No signal yet
Core Policy Mechanism
Emergency eviction prevention assistance grants
Core Policy Mechanism Top 5
National eviction database at HUD
Requires the Department of Housing and Urban Development (HUD) to build and maintain a national eviction database within one year, tracking detailed data on individual eviction cases, tenant demographics, landlord information, case outcomes, and aggregate eviction statistics nationwide.
- Population Scope Medium Directly affects courts, housing agencies, and researchers nationwide who must supply or use data, but does not directly touch individual renters or landlords as a regulated population.
- Budgetary Magnitude Medium No specific dollar amount is authorized in this section; building and maintaining a national database at the Department of Housing and Urban Development (HUD) implies recurring federal appropriations of uncertain but meaningful scale.
- Legal / Regulatory Depth High Creates a new statutory mandate requiring HUD to establish a permanent national database with defined data fields, security requirements, and a one-year deadline — a new affirmative federal duty with no prior statutory analog.
- Degree of Discretion Granted Medium The Secretary of HUD is directed by 'shall' language to establish the database but retains discretion over data security design, the specific fields collected, and the mechanisms for obtaining data from courts and housing entities.
- Implementation & Enforcement Burden Medium Requires HUD to stand up new data infrastructure and coordinate ongoing data collection from courts and housing agencies across federal, state, and local levels, creating a sustained administrative compliance obligation.
- Temporal Commitment High The database mandate carries no sunset or reauthorization trigger and persists indefinitely until Congress acts to repeal it.
No signal yet
Core Policy Mechanism
National eviction database at HUD
Carve-outs, Exemptions, Eligibility Top 5
Exception for periods of high unemployment, emergency, or major disaster
Financial assistance under a program established under this section shall be provided to an eligible household for arrears and for a period not to exceed 12 months, except that grantees may provide assistance for an additional 3 months only if necessary to ensure housing stability for the eligible…
- Population Scope Medium Applies to very low-income households in jurisdictions experiencing elevated unemployment or a declared disaster — a meaningful but conditional subset of the already-targeted assistance population.
- Budgetary Magnitude Medium Tripling the assistance cap from 4 to 12 months during qualifying periods significantly raises potential grant expenditures above the baseline program level, though the total depends on future unemployment conditions and disaster declarations.
- Legal / Regulatory Depth Medium Modifies the duration limits within the existing grant program by attaching a conditional trigger — not a new statutory mandate but a binding procedural rule governing when the higher cap applies.
- Degree of Discretion Granted Low The 12-month cap activates automatically when unemployment or disaster thresholds are met; grantees have limited discretion only in choosing whether to offer the optional 3-month extension within that cap.
- Implementation & Enforcement Burden Low Grantees must track qualifying trigger conditions and adjust assistance durations accordingly, adding modest administrative complexity to an already-existing compliance regime rather than creating new enforcement infrastructure.
- Temporal Commitment High The exception is embedded in the permanent grant program with no sunset and remains operative indefinitely whenever statutory trigger conditions are met.
No signal yet
Carve-outs, Exemptions, Eligibility
Exception for periods of high unemployment, emergency, or major disaster
Carve-outs, Exemptions, Eligibility Top 5
Landlord lawful eviction rights and Fair Housing Act standards preserved
Clarifies that the Act does not restrict landlords from filing or executing lawful evictions for legitimate reasons, and does not change the legal standards used to determine violations of the Fair Housing Act.
- Population Scope Medium Directly affects all landlords who might otherwise face Act-based restrictions on lawful evictions, and courts interpreting the Act's scope — a broad but legally bounded class rather than the general renting public.
- Budgetary Magnitude Low No funds are authorized, appropriated, or constrained by this rule of construction.
- Legal / Regulatory Depth Medium Functions as a statutory rule of construction constraining how courts and agencies interpret the Act's reach — a procedural limit on interpretive authority rather than a new substantive right or prohibition.
- Degree of Discretion Granted Low Forecloses interpretive discretion by explicitly excluding lawful evictions and Fair Housing Act (FHA) standards from the Act's reach, leaving no agency or judicial flexibility on those points.
- Implementation & Enforcement Burden Low Imposes no new compliance requirements on any party; operates solely as a limiting interpretive clause for courts and agencies.
- Temporal Commitment High As a rule of construction with no expiry or reauthorization trigger, it binds interpretation of the Act indefinitely until Congress repeals or modifies it.
No signal yet
Carve-outs, Exemptions, Eligibility
Landlord lawful eviction rights and Fair Housing Act standards preserved
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